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Its present appearance is very different from the green slope and sandy shore of former days; the keelmen, too, have vanished, and their place in the commercial economy of the Tyne is taken by waggon-ways and coal-shoots. The old narrow alleys of the town, called "chares," are fast disappearing; the best known is Pudding Chare, leading from Bigg Market to Westgate Road.
Still less could a bank afford to advance him any considerable part of his fixed capital; of the capital which the undertaker of an iron forge, for example, employs in erecting his forge and smelting-houses, his work-houses, and warehouses, the dwelling-houses of his workmen, etc.; of the capital which the undertaker of a mine employs in sinking his shafts, in erecting engines for drawing out the water, in making roads and waggon-ways, etc.; of the capital which the person who undertakes to improve land employs in clearing, draining, inclosing, manuring, and ploughing waste and uncultivated fields; in building farmhouses, with all their necessary appendages of stables, granaries, etc.
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