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Updated: May 10, 2025
He knew the means of fire-proofing buildings and the relation of insurance-rates to fire-proofing, but he did not know how many firemen there were in the city, how they were trained and paid, or how complete their apparatus.
The next morning there was a panic in Wall Street and nearly two million shares were flung overboard, with a loss of five hundred million dollars in market values. Marine insurance-rates rose from a hundred to five hundred per cent. and it seemed that our ocean trade would be driven from the free seas.
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