During the Hung-Chih period of our Dynasty there lived at Hang-chow a young man who was called Chang Loyalty. After his parents died, leaving him a great fortune, he no longer had anyone to guide him, and therefore, throwing away his books, he spent his time with gallants of the sort we name fou-lang-tzu, that is to say "floating-on-the-waves." They do not know how to profit by opportunity.
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