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Then if we can elect the right men to our legislature we can go to the State House and ask for some legislation that will enable us to take over systems by the right of eminent domain, provide a plan of fair appraisal, give us a law which will make water-district bonds a legal investment for savings-banks.

Your cheeks are like cherries and you keep stirring restlessly as if you wanted to get up instead of lying still still like a woman that has been drowned, all but her great, dear eyes.... Now, make some decision, and were it ambrosia I will get it for you if it is to be had in the city.... Else what are savings-banks for, and thrift, and a knowledge of furs?" She answered me indirectly.

A national bank with a network of subordinate institutions was established. Railway construction was pushed on steadily. Postal and telegraph services were extended. The foundations of a strong mercantile marine were laid. A system of postal savings-banks was instituted. Extensive schemes of harbour improvement, roads, and riparian works were planned and put into operation.

It is estimated that since 1895 there has been invested in industrial companies in Germany $1,200,000,000. It is to be said also that since 1897 German agricultural production has doubled, German industrial production increased sevenfold, and Germany is said to have $4,750,000,000 in her savings-banks.

This we can do only if we know how to value both. A rainbow which lasts a quarter of an hour is looked at no more. Faith is private capital, kept in one's own house. There are public savings-banks and loan-offices, which supply individuals in their day of need; but here the creditor quietly takes his interest for himself.

His first recorded speech was on the subject of public education, and throughout his long and honourable career he took an active and earnest interest in that and all other questions calculated to elevate and improve the condition of the people criminal reform, savings-banks, free trade, economy and retrenchment, extended representation, and such like measures, all of which he indefatigably promoted.

Savings-banks were established, and, in short, everything gave promise of the colony both east and west becoming a vigorous, as it was obviously a healthy, chip of the old block. But amongst all this wheat there had been springing up tares. With the growing prosperity there were growing evils.

She kept her word; and with the assistance of Flora, romantic again when her feet were warm, all went as they planned. Clothes were packed, savings-banks opened, and a chaise abstracted from the Price stable.

"Melville, in addition to being president of one of the largest banks in the world, is a director in no less than seventy-three great industrial enterprises, including railways, telegraph companies, savings-banks and life-insurance companies. Bill Van Nest has done time in the Nevada State Penitentiary for horse-stealing." That was all. And it was enough quite enough.

Andrew was rather looked up to for his superior caution and sagacity. He was continually congratulated upon it. "Savings-banks are good enough for me," he kept repeating. But that was four years ago, and now his turn had come; the contagion of speculation had struck him at last. That was the way with Lloyd's failing employés.