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After some seeking and inquiring, I found him in a Bowery furniture-store, one of the several places from which he supplied his instalment customers. It was about 10 o'clock in the morning "There is something I want to consult you about, Max," I said. "Something awfully important to me.
Credit of the State was employed to convert the occupiers of Irish farms into the owners of the soil. The policy of the Ashbourne Acts was briefly that any landlord could agree with any tenant on the purchase price of his holding. The State then advanced the credit sum to the landlord in cash, while the tenant paid an instalment of 4 per cent. for forty-nine years.
He knew that a series of articles on Broster Street would probably be so much dead weight on the paper, something to be skipped by the average reader, but he put the thought aside. "Very well," he said. "If you care to turn in a few crisp remarks on the subject, I'll print them." Betty's first instalment was ready on the following morning. It was a curious composition.
On another occasion I sent out a number of checks without my signature, which presumably I had forgotten to affix. There were instances when I was so hard pressed for funds that the fate of our factory hinged on seventy-five or a hundred dollars. In one of these crises I bought two gold watches on the instalment plan, for the express and sole purpose of pawning them for fifty dollars.
The offender was to be tried in open court, and, previous to his trial, had a right to be admitted to bail, unless the bishop could show cause to the contrary to the satisfaction of two magistrates. This was but a slight instalment of lenity; but it was an indication of the turning tide.
The question whether the burden of rapidly relieving debt by this means in an instalment levy over a decade is actually lighter than the sinking fund method, depends on the relation of the drop in prices over the short period to the drop over the ensuing period, with a proper allowance for discount at the moment an insoluble problem.
We, with this glorious present which is opening on us, we shall never enter on it, we shall never understand it, till we have learnt to see in that past, not error, but instalment of truth, hard-fought-for truth, wrung out with painful and heroic effort.
Having only received from Frederick Trent, late on the previous night, information of the old man's illness, he had come upon a visit of condolence and inquiry to Nell, prepared with the first instalment of that long train of fascinations which was to fire her heart at last.
He led the way to the southern part of the city, where they were not known, and up to the door of an old lady whose parlor clock had been recently purchased from the instalment firm by whom he was now employed. She was not well off, he knew, and had a room to rent. "Is that room of yours still vacant?" he asked. "Yes," she said, looking at Jennie. "I wish you'd let my sister have it.
Happily, I did not wait, but wrote at once a letter of congratulation to the unknown Mr. Bullen, and told him I would take his story, which proved to be the first instalment of a book. Smith & Elder, when acquainted with what had happened, saw the value of the copy, got in touch with Bullen at once, and very soon agreed to publish his first Whaling book.
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