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Ho, he that hath no money, that is the poor man's market. When James Guthrie was lying ill and like to die, he called in his man, James Cowie, to read in the Epistle to the Romans to him, and when Cowie came to these words, 'I will have mercy on whom I will have mercy, his master burst into tears, and said, 'James, I have nothing but that to lippen to.

And he carried that bad habit at last to such a length in his family, that he almost drove poor James Cowie, his man-servant, out of his senses, till when Cowie could endure no longer to be singled out and exposed and denounced before the whole family, he at last stood up with some boldness before his master and demanded to be told out, as man to man, and not in that cruel and injurious way, what it was he had done that made his master actually every day thus denounce and expose him.

In the course of the meal, Mr Cowie having told them the difficulty he was in, they said that perhaps they might be able to find what she wanted, or something that might take the place of it; and after tea, one of them brought two volumes of ballads of all sorts, some old, some new, some Scotch, some English, and put them into Annie's hands, asking her if that book would do.

W. C. COWIE for the sole right of working coal in the Sultanate, which he holds for a period of several years. Coal occurs throughout the island of Borneo, and its existence has long been known. It is worked on a small scale in Sarawak and in some portions of Dutch Borneo, and the unsuccessful attempts to develope the coal resources of the Colony of Labuan will be referred to later on.

Mr Cowie held out his hand to her, and said, "Well, my little maiden, what do you want?" "Please, sir, wad ye len' me a sang-buik?" "A psalm-book?" said the minister, hesitatingly, supposing he had not heard aright, and yet doubting if this could be the correction of his auricular blunder. "Na, sir; I hae a psalm-buik at hame. It's a sang-buik that I want the len' o'."

But blessed be God, who hath showed His mercy to such a wretch, and hath revealed His Son unto me, and made me a minister of the everlasting Gospel, and hath sealed my ministry on the hearts of not a few of His people. James Guthrie's ruling passion, as Cowie remarked, was still strong in his death.

Kemp the howdie, wha is dead, were wi' my lady; and John Cowie, the butler, was busy attending our master, who had been the haill day in ane o' his dark fits, for we heard him calling for Cowie in a fierce voice ever and again; and his step sounded ower our heads upon the floor as he walked back and fore in his wrath.

Louis and a second consignment from Washington. From the naval stores a huge consignment of wearing apparel and bedding for the sufferers was sent to Columbus. These supplies were started from the naval stores at New York. Paymaster-General Cowie made the arrangements under orders from Secretary of the Navy Daniels.

'O James, man, pardon me, pardon me. I was, I see now, too much taken up with my own heart and its pollutions to think enough of you and the rest. 'It was that, and the like of that, witnessed Cowie, 'that did me and my wife more good than all my master's well-studied sermons. The intimacy and tenderness of the minister and his man went on deeper and grew closer, till at the end we find Cowie reading to him at his own request the Epistle to the Romans, and when the reader came to the passage, 'I will have mercy on whom I will have mercy, the listener burst into tears, and exclaimed, 'James, James, halt there, for I have nothing but that to lippen to. And then, on the ladder, and before a great crowd of Edinburgh citizens: 'I own that I am a sinner yea, and one of the vilest that ever made a profession of religion.

"I am sure you will take care of them." "That I will," returned Annie, with an honesty and determination of purpose that made a great impression upon Mr Cowie especially. And she ran home with a feeling of richness of possession such as she had never before experienced.