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We cannot hope to have a house of our own, for we are determined never again to borrow and, indeed, I do not know who would lend to us. We are poor people, and must live as poor people do. Miss Shepperson, I ask one favour of you. Will you permit us to leave your house without the customary notice? We should feel very grateful.

Meanwhile, the girl of sixteen exercised her incompetence in the meaner departments of domestic life, and Miss Shepperson did all the work that required care or common-sense, the duties of nursemaid alone taking a great deal of her time. On the whole, this employment seemed to suit her; she had a look of improved health, enjoyed more equable spirits, and in her manner showed more self-confidence.

Rymer sobbed that she was ashamed to allow such a thing; but the other, braced by a crisis, displayed wonderful activity and resource. For two days Miss Shepperson did all the domestic labour; then a maid, of the species known as 'general, presented herself, and none too soon, for that same night there was born to the Rymers a third daughter. But troubles were by no means over. While Mrs.

I should feel it a downright robbery, that I should! 'Miss Shepperson, exclaimed Mrs. Rymer in soft reproach, 'don't you understand how much better it is to pay all we owe, even though it does leave us penniless? Why, even darling baby' she kissed it 'would say so if she could speak, poor little mite. Of course you will accept the money; I insist upon it. You won't forget us.

She was the daughter of a Hammersmith draper, at whose death, a few years ago, she had become possessed of a small house and an income of forty pounds a year; her two elder sisters were comfortably married to London tradesmen, but she did not see very much of them, for their ways were not hers, and Miss Shepperson had always been one of those singular persons who shrink into solitude the moment they feel ill at ease.

Rymer stood her debtor for not quite thirty pounds. 'It's quite correct, said Miss Shepperson, handing back the paper with a pleased smile. Mr. Rymer turned to his wife. 'And what do you say, dear? Do you think it correct? Mrs. Rymer shook her head. 'No, she answered gently, 'indeed I do not. Miss Shepperson was startled.

Rymer firmly; and his wife, calm again, echoed the words. In that moment Miss Shepperson clutched at the notes and gold, and, with a quick step forward, took hold of the baby's hand, making the little fingers close upon the money. 'There! I give it to little Dora there! Mr. Rymer turned away to hide his emotion. Mrs. Rymer laid baby down on the sofa, and clasped Miss Shepperson in her arms.

Miss Shepperson laid down the tea-cup and gazed anxiously at him, whereupon he began a detailed story of his misfortunes in business. Mr. Rymer was a commission-agent that is to say, he was everything and nothing.

That he and his wife were very fond of each other appeared in all their talk and behaviour; both worshipped the children, and, in spite of that, trained them with a considerable measure of good sense. In the evenings Mr. Rymer sometimes read aloud, or he would talk instructively of the affairs of the day. The more Miss Shepperson saw of her friends the more she liked them.

She had, in truth, no immediate need of money, and the more she thought of it, the more content she was to do a kindness to the Rymers, while at the same time benefiting herself. That very evening Mr. Rymer prepared a legal document, promising to pay on demand the sum which became due to Miss Shepperson to-morrow, with compound interest at the rate of four per cent.