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Herbert Croly, in "The Promise of American Life," has set forth the reasons why our individualistic democracy which taught that each man was to rely exclusively on himself, was in no way to be interfered with by others, and was to devote himself to his own personal welfare necessarily produced the type of business man who sincerely believed, as did the rest of the community, that the individual who amassed a big fortune was the man who was the best and most typical American.

Croly took the baths at Schinznach-les-Bains. She returned to America the following September, and remained in New York through the winter of 1899-1900. The change agreed with, her, but her health cannot be said to have improved, and she was still very infirm.

Croly organized the Woman's Press Club of New York in 1889. It is due to her wisdom that it was carried through many crises. She was its president from the day it was founded to the day of her death; always its loving teacher, her enthusiasm regarding its development never flagged. She lived to see it firmly established, a harmonious and delightful organization, and she was satisfied. Mrs.

Croly urged the formation of the New York State Federation, and assisted by Sorosis as the hostess, an invitation was issued to all the State clubs to be the guests of Sorosis at Sherry's, November, 1894. Mrs.

Croly, so far as anything could, and he became one of its most eager and devoted adherents. Mr. T.B. Wakeman, himself one of the earliest and most able leaders, credits Mr. Croly with being the "father" of the movement in this country, and in fact he was the first to make known that any representative of Positivist ideas existed in America.

"And you will want ushers? I was just going to ask who were to serve in that capacity." "I believe Mr. Croly has engaged my brothers Harold and Herbert, who are his most intimate friends," replied Rosie; "but of course there will be plenty of time for all those arrangements." "I dare say he will ask Uncle Harold to be best man," said Grace.

The young men Harold and Herbert Travilla, Chester and Frank Dinsmore, and Will Croly joined the party from the Dolphin, as usual, in the Peristyle; good-mornings were exchanged, then they broke up into smaller parties and scattered in different directions; Captain Raymond with his wife and children going first into the great Manufactures and Liberal Arts Building, where they spent some hours in looking at such of the beautiful and interesting exhibits as they had not examined in former visits; making a good many purchases of gifts for each other for friends and relatives and the servants and caretakers left at home.

Croly wrote in her "History of Clubs" thirty years later: "At this period no one of those connected with the undertaking had ever heard of a woman's club, or of any secular organization composed entirely of women for the purpose of bringing all kinds of women together to work out their objects in their own way."

His opinions, crystallized by the opposition which they met on every side, were so very much the truth to him that he wished his son to perceive them clearly and cherish them as devoutly as he did. That wish became impossible of fulfilment. Part of his life-work had failed. "Mine is the loss." From Mr. Croly to His Son Herbert at College LOTOS CLUB, Oct. 31, 1886.

Croly had a serious fall in which she fractured her hip, and she was confined to her room for many weeks. Though she possessed unusual power of endurance, her lessening strength could no longer bear the strain upon the delicate frame, and her rallying power was perceptibly diminished. As the fracture slowly healed she but feebly met the physical exertion necessary to go about on crutches.