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This view of the matter did not appear to commend itself to a flippant member of Lloyd's agency, who contrived to intimate, by a dexterous use of his left eyelid and right forefinger, that the vessel may not have been so much under-insured, nor the loss to the firm so enormous as was commonly reported.
Foley forgot his depression for an instant, and smiled. "What a theorist you are! It all depends upon the amount of insurance you take up, whether the risk is covered. We've under-insured for many years, thanks to that little kink in our disposition. We got a nasty knock in South Africa and we had to pay our own loss. It did us good for a year or two.
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