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If the capital were supplied, as it might conceivably be, collectively by the community, the interest would accrue to the community, and all would be well. But as things are, the capital is supplied mainly by the savings of individuals, and largely by individuals confined to a relatively narrow class.
By this time his savings from several sources had accumulated to a decent little fortune, and with it he resolved to start business on his own account. He sought the aid of a few friends, and was enabled to purchase a small steamer. It was while he was on a visit to this much-boasted-of craft that he came across Shorty at a fair outside Cardiff.
He was victimized by showmen during his early life, and for a time was shown in Whitechapel Road, where his exhibition was stopped by the police. He was afterward shown in Belgium, and was there plundered of all his savings. The gruesome spectacle he presented ostracized him from the pleasures of friendship and society, and sometimes interfered with his travels.
It took no great quantity of strong waters to partially destroy Gibbs, and at such times he was neither literary nor romantic, no fit mate for Hunka-munka, who had a tidy sum in savings laid away and did not wish to invest it in the destroying process.
It took some effort on the part of the chairman to bring the meeting to order so that the hearing could be resumed. Phillips went on with his story and told of spending the night with Tom Linton, then of his return to Sheep Camp to learn that he had been robbed of all his savings.
Even the poor occupation of teaching her little class of music pupils had been taken away by the holidays. Her sole resource was in Modeste's society. Modeste who, by the way, had never been ill, and who suffered from nothing but old age was delighted to receive her dear young lady in her little room far up under the roof, where, though quite infirm, she lived comfortably, on her savings.
The price which he expects to obtain for the product controls the amount he can afford to pay for the labor. It is true that the money paid must necessarily come from past savings unless the laborers wait for their pay, as they formerly did in this country.
The corporators appointed John W. Allen president, S. H. Mather secretary, and J. F. Taintor treasurer, and commenced business in August, 1849, at the rear of the Merchants Bank, on Bank street. Mr. Taintor was at the time teller in the Merchants Bank, and it was supposed that he could attend to all the business of the Savings Society outside of banking hours.
"I don't care what the clerk does. The bank will be still good for the money. Joe, you read the papers as often as any come into camp." "Yes." "All right. The next time you find anything about a savings bank that has failed and left the people in the lurch for their money, you show it to me. Savings banks don't fail nowadays! No, Sir!"
And yet, for all these self-denials, Morrison's money and his own savings were nearly gone. Funds might hold out till after Christmas. What then? He had heard once or twice from Morrison, asking for news of the pictures promised. Lately he had left the letters unanswered; but he lived in terror of a visit. For he had nothing to offer him neither money nor pictures.
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