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Then besides all this, Nehemiah had been most generous in the time of the famine; he had supplied the poor people with money and with corn, and yet he had firmly refused to allow them to pledge or mortgage their lands, much less their children, ver. 10. And Nehemiah tells us the secret of his consistent conduct; he tells us why he differed so much from the governors who went before him.
"This friendly citizen, my liege," said Lord Dalgarno, "hath expended a sum belonging to my lady, and now, I thank heaven, to me, in acquiring a certain mortgage, or wanset, over the estate of Glenvarloch, which, if it be not redeemed before to-morrow at noon, will put me in possession of the fair demesnes of those who once called themselves our house's rivals." "Can this be true?" said the king.
"Well, Dionis, here's a fine to-do!" said Massin, rushing up to the notary, who was entering the square. "What is? It's all going right," returned the notary. "Your uncle has sold his Funds and Madame de Portenduere has sent for me to witness the signing of a mortgage on her property for one hundred thousand francs, lent to her by your uncle." "Yes, but suppose the young people should marry?"
Well, give them a mortgage on the island, and a draft on the galleon. Now stop the pitch-fountain, and bore a hole near it; fill fifty balloons with gas, inscribe them with the latitude and longitude, fly them, and bring all the world about our ears. The problem is solved. It is solved and I am destroyed. She leaves me; she thinks no more of me. Her heart is in England."
Thus the farmer might find himself without his railroad stock, with a mortgage on his land which he had incurred in order to buy the stock, with an increased burden of taxation because his township had also been gullible enough to buy stock, and with a railroad whose excessive rates allowed him but a narrow margin of profit on his produce.
In order to place the ranch on a paying basis and take up John Parker's mortgage, therefore, he would have to have a new loan of not less than half a million dollars, and at six per cent., the lowest rate of interest he could hope to obtain, his annual interest charge would be thirty thousand dollars.
I can put the twenty-five thousand dollars down, and there are plenty of men here who will take my word for the affair and plank their money down too. If there weren't I would put a mortgage on my houses, so that matter is done.
"I suppose you'll deny," said Racey, "that the day I saw you ride in here to Farewell I mean the day Jack Harpe spoke to you in front of the Happy Heart, and you didn't answer him that day you come in from Marysville on purpose to tell Jack an' Lanpher about the mortgage having to be renewed and that now was their chance. I suppose you'll deny all that, huh?"
It would be worth a quarter of a million dollars to your father this minute if he could insure himself against redemption of the mortgage; and it would be worth an additional quarter of a million dollars to him if he were free to do business with Okada to-morrow morning. Okada is a sure-fire prospect. He will pay cash for the entire valley if I permit the deal to go through now.
He took a tone of grand seigneur that sometimes wounded me; and I in turn was perhaps too rude in asserting my rights as creditor, shall I say? no, as fellow-citizen; and Frenchmen are so vain, so over-susceptible; fire up at a word; take offence when none is meant. We two, my dear boy, should be superior to such national foibles. Bref I have a mortgage on your lands.
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