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Still a mortgage on their home was a dreadful alternative to these simple-minded women; they looked upon it as something very like a disgrace. "A lawyer's foot on the threshold," said Janet, "and who or what is to keep him from putting the key of the cottage in his own pocket, and sending us into a cold and roofless world? No! No! Christina.
"The trouble is, Jodrey," pursued the old man, gently, but undeterred, "those honest folks who really do own the country show signs of waking up and wanting to pay off the mortgage the politicians hold on it; and those radicals who think they're going to own the country right soon, now, believe they can turn the trick overnight by killing off the politicians and browbeating the proprietors.
Though it was for the first time in his life that he claimed help for himself, he, to his immense distress, found all doors resolutely closed against him. To get the two hundred pounds required to pay off the mortgage upon 'Bachelors' Hall, Clare addressed himself first to Lord Radstock, whom he looked upon as one of his wannest and most sincere friends.
"I'll pay off the mortgage; I've enough money saved up to do that." "But, man, without water " "Listen, Stevenson, I know exactly what I'm about," the engineer interrupted. "This thing's a gamble with me, I admit, but you needn't do any worrying on that score. I'm going in with my eyes open; I know the risks and am willing to take them. What about my offer?"
His own words in reply to a slander which insinuated that he had set to work again for his own benefit are splendid for inspiration and honesty: "The law recognizes no mortgage on a man's brain, and a merchant who has given up all he has may take advantage of the laws of insolvency, and start free again for himself; but I am not a business man, and honor is a harder master than the law.
After a moment's pause, Elizabeth began very quietly: "I will not interfere with anything you do about the land which has been left to me, except that I will not have one cent of mortgage on it.
Both husband and wife can make wills without knowledge or consent of other. Wife can mortgage or convey her whole estate without husband's consent; he can do this with his personal property; but not with his real estate. Husband and wife are equal guardians of the children. Husband must provide. DIVORCE: Absolute for adultery only.
"What makes you think so?" "Oh, you see if he 'ain't. He 'ain't got a coat nor a vest fit to wear to that party, an' he knows it. If he's taken some of that money he's savin' up towards the mortgage I'm glad of it. Folks ought to have a little somethin' as they go along; if they don't, first thing they know they'll get past it."
In the deep of the night, lying on a board in the town where he had enlisted three years ago, all elation and enthusiasm gone out of him, he faced the fact that with the joy of homecoming was mingled the bitter juice of care. He saw himself sick, worn out, taking up the work on his half-cleared farm, the inevitable mortgage standing ready with open jaw to swallow half his earnings.
The legal rate of interest here is 6 per cent.; and as high a rate as 7 or 8 per cent could be got for small loans on mortgages for these purposes were the money to be had. The banks, however, do not, as a rule, lend money on mortgage, and the monied men of the country have usually lands of their own requiring the same sort of development.
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