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Home people. The kind who can afford to wear dowdy hats and who have lived in the same house for thirty years." "Nome's mother was born in the house they live in." "Substantial people, who half-sole their shoes and endow colleges. Taxpayers. Policyholders. Church members. Oh, Marcia, those are the safe people!" "There's a Grosbeck memorial window in the Rock Church."

"I don't believe I asked him. There seems to be a lot of secrecy about these deals, and I didn't care a hang, myself, anyway. He said it was a thoroughly responsible company, and our policyholders would be fully protected. They'll be here in a minute." "I wonder what company it is," the other man said, reflectively, half to himself.

Take a practical example: Salesmen have declared to us that life insurance policies are the most difficult of all specialties to sell. Yet, in nine cases out of ten, policyholders will agree that their benefits far exceed those derived by the salesmen who persuade them to purchase.

These may be taken as merely the local color, the object being to set forth for enduring vision, the splendid performances of honorably disposed fire insurance companies amongst which none discharged to policyholders the liabilities under their contracts with any greater sense of equity, honor and liberality than did the California Insurance Company. The Morning of April 18th

There were all kinds of attempts to defraud on the part of other policyholders. One instance in which the California was interested was a proof for a $16,000 loss on a policy covering on stock of dry and fancy goods located in a building on Market street. I received a visit from the policyholder who made a request for prompt payment.

The La Mode Cloak and Suit Company may turn out to be our old friend Lazarus Epstein; but we have the service of the principal commercial agencies to aid us in becoming better acquainted with our policyholders.

The Indian has been the victim of the same kind of neglect, the same abortive processes, the same malpractices as have the life insurance policyholders, the bank depositor, the industrial and transportation shareholder. The form of organization of the trusteeship has been one which does not provide for independent audit and supervision.

Some observers noted the "state guarantee funds" which guarantee full settlement of policyholders' claims on insolvent insurance companies in the various states. Crop failures and floods are already insured by federal programs.