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The "middle man" is the fellow who conducts the business negotiations, ostensibly as a merchant, and the "layer-down" is the man who presents the check to the bank and secures the cash.
How Professional Forgers Work Valuable Points for Bankers and Business Men Personnel of a Professional Forgery Gang The Scratcher, Layer-down, Presenter and Middleman How Banks Are Defrauded by Raised and Forged Paper Detailed Method of the Work Dividing the Spoils Action in Case of Arrest Employing Attorneys What "Fall" Money Is Fixing a Jury Politicians with a Pull Protecting Criminals Full Description of How Checks and Drafts Are Altered Alterations, Erasures and Chemicals Raising Any Paper Alert Cashiers and Tellers Different Methods of Protection.
The maker of the check is requested to identify the person who holds it, and as a general thing he does not wait to see the money paid. The moment his back is turned, the layer-down palms the small check and presents the large one. This way of obtaining money is without the assistance of a middle man.
The middle man must have a pleasing address, and be thoroughly posted on the commercial news of the day, and it is requisite that the layer-down be well dressed, quick witted, and possessed of an unlimited amount of polite assurance, a cheek that never pales and an eye that never droops.
The maker of the check is requested to identify the person who holds it, and as a general thing he does not wait to see the money paid. The moment his back is turned, the layer-down palms the small check and presents the large one. This way of obtaining money is without the assistance of a middleman.
"The interest," he said, "of this figure is not in the modelling, which is good, but because it represents Johnson as he was, in the eye of the crowd of his day; who looked on him, not as the writer, but as the grand argufier and layer-down of the law, the 'settler' of any knotty point whatever; with them the Doctor could decide anything.
A professional forgery gang consists of: First, a capitalist or backer; second, the actual forger, who is known among his associates as the "scratcher"; third, the man who acts as confidential agent for the forger, who is known as the "middleman" or the "go-between"; fourth, the man who presents the forged paper at the bank for payment, who is known as the "layer-down" or "presenter."
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