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"I am going to Hilldale's to-night," he told Longley, "to examine a bank there. I will pass through Chaparosa on my way back. At twelve o'clock to-morrow I shall call at this bank. If this loan has been cleared out of the way by that time it will not be mentioned in my report. If not I will have to do my duty." With that the examiner bowed and departed.

He moved swiftly down a lonely street, and then followed the sandy road that ran parallel to the narrow-gauge track until he reached the water-tank, two miles below the town. There Tom Merwin stopped, tied a black silk handkerchief about the lower part of his face, and pulled his hat down low. In ten minutes the night train for Rockdell pulled up at the tank, having come from Chaparosa.

Long Bill was a graduate of the camp and trail. Luck and thrift, a cool head, and a telescopic eye for mavericks had raised him from cowboy to be a cowman. Then came the boom in cattle, and Fortune, stepping gingerly among the cactus thorns, came and emptied her cornucopia at the doorstep of the ranch. In the little frontier city of Chaparosa, Longley built a costly residence.

He moved swiftly down a lonely street, and then followed the sandy road that ran parallel to the narrow-gauge track until he reached the water- tank, two miles below the town. There Tom Merwin stopped, tied a black silk handkerchief about the lower part of his face, and pulled his hat down low. In ten minutes the night train for Rockdell pulled up at the tank, having come from Chaparosa.

Then came the boom in cattle, and Fortune, stepping gingerly among the cactus thorns, came and emptied her cornucopia at the doorstep of the ranch. In the little frontier city of Chaparosa, Longley built a costly residence. Here he became a captive, bound to the chariot of social existence. He was doomed to become a leading citizen.

He struggled for a time like a mustang in his first corral, and then he hung up his quirt and spurs. Time hung heavily on his hands. He organised the First National Bank of Chaparosa, and was elected its president. One day a dyspeptic man, wearing double-magnifying glasses, inserted an official-looking card between the bars of the cashier's window of the First National Bank.

He talked pointedly and effectively to Longley for three minutes. He succeeded in making the banker understand that he stood upon the border of a catastrophe. And then he offered a tiny loophole of escape. "I am going to Hilldale's to-night," he told Longley, "to examine a bank there. I will pass through Chaparosa on my way back. At twelve o'clock to-morrow I shall call at this bank.

Here he became a captive, bound to the chariot of social existence. He was doomed to become a leading citizen. He struggled for a time like a mustang in his first corral, and then he hung up his quirt and spurs. Time hung heavily on his hands. He organised the First National Bank of Chaparosa, and was elected its president.