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"Yes, I'll take the passage," he said, with a smile. "I accept the bribe." "That's right. You'll be strong and healthy when you land, and when that mother's through thanking you, and you have to think of yourself, remember I want a mate and will be here a month before sailing. Write to me, care o' Lloyds, if you want the berth, and I'll send you advance money to get back with."

The Wayne Adamses, charming, extravagant young people, lived near; and the Parker Lloyds, who were suspected of hiding rather serious money troubles under their reckless hospitality and unfailing gaiety, were just across the street. On River Street, too, lived dignified, aristocratic old Mrs.

When McPhee was away Mrs. McPhee read the Lloyds column in the papers, and called on the wives of senior engineers of equal social standing. Once or twice, too, Mrs. Holdock visited Mrs. McPhee in a brougham with celluloid fittings, and I have reason to believe that, after she had played owner's wife long enough, they talked scandal.

"But talking of fire, Burnes, I find that I can insure at a much cheaper rate at Lloyds' than at most of the offices. I find that I shall make a saving of £20 a-year." "That's worth thinking about, sir." While the young squire talked to his bailiff Kitty fed her rooks. They cawed, and flew to her hand for the scraps of meat. The coachman came to speak about oats and straw.

Frank joyfully reported all this to the Lloyds, who rejoiced with him over the prospect there was of his prayers for his father being fully answered ere long, and Mr. Lloyd was therefore not at all surprised when one evening Mr. Bowser called, and in an agitated, confused way begged the favour of an interview with him in the privacy of his study. It was as Mr. Lloyd anticipated.

"It's tough, I know, but it will be easier if you take it as all the Lloyds have taken their troubles, with your teeth set and your head up. Somehow, that's the way I've always thought you would take things. Don't cry, Lloyd. Don't! It breaks me all up to see you this way, when you've always been so game." She straightened up and wiped her eyes, announcing suddenly: "And I'm going to be game now.

The second mate broke in upon his commander's brooding. "We shall have a nice bill for Lloyds this journey." Kettle made no answer. He continued staring moodily at the spouting flames ahead. The second mate coughed. "Shall I be getting derricks rigged and the hatch covers off?" Kettle turned on him with a sudden fierceness. "Do you know you're asking me to ruin myself?"

Or else the office would see him lean forward impressively, and say, in a hushed whisper, across the counter: "Now, Mr. Charles Webb, you're wasted in the insurance business. If you have the cold nerve to offer me that old skate that's been turned down by every company from the Continental down to the Kickapoo Lloyds well, you ought to be in the legislature, that's where you ought to be!"

He had lost weight, of course, and his face was haggard and drawn, but he ate and slept well and though a little irritable at times, seemed cheerful enough. Marcia came frequently, always with Miss Gore, and the word was passed around that Jim Robinson's "chicken" was staying in the village. I think Jerry's wooing prospered. There were no Channing Lloyds at Briar Hills now.

All had taken the local colouring, and were more Spanish than the Spaniards. A celebrated case of barratry was going on in 1863, the date of my first visit, when Lloyds sent out a detective and my friend Capt. Heathcote, I.N., to conduct the legal proceedings.