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"But I don't want to wait until then... They tell me this man Kendrick is getting awfully sore at losing so much of Hilmer's business. He'd like nothing better than to hop on to some irregularity in my methods and get me fired from the Exchange... It takes a thief to catch one, you know." "Oh, why worry?" Helen almost snapped at him. "If Brauer gets us into a mess we can always throw him out."

Hilmer's messenger was waiting for him to speak. He gave a shrug. "It really doesn't matter," he said. "Oh, come now, Mr. Starratt," Watson broke in, reprovingly. "That isn't any way to talk. You've got to keep your spirits up. Things might be worse. It's lucky you've got a friend like Hilmer. He's a man that can do things for you, if anyone can." Fred smiled wanly.

She walked home rapidly, swept by half-formulated impulses that stirred her to almost adolescent self-revelations, yet when she reached her apartment she was quite calm, almost too calm, and outwardly cold. That night over the black coffee Fred Starratt said to his wife, with an air of restrained triumph: "Well, I landed the insurance on Hilmer's car to-day."

Almost as the man had finished speaking the crowd surged forward. And in a twinkling Hilmer's machine had swept past, leaving Fred, trembling from head to foot, staring stupidly into a cloud of dust ... He had not even glimpsed the occupants! But his failure to achieve whatever vague plan was buffeting him about drove him back to San Francisco.

His confused mind had worked with the rational capacity for details which characterizes madness. He knew that Hilmer must wait for the automobile ferry...that the regular passenger boat would reach the other side at least a half hour in advance. He had been prepared this time for the appearance of Hilmer's car.

Helen shrugged. "Well, a butcher doesn't have to use his brains very much!" she threw out, triumphantly. "And your husband does. I see!" Starratt winced. He felt his wife's eye turned expectantly upon him. "Seven hours is a normal day's work," he put in, deciding to ignore Hilmer's insolence, "but as an employer of an office force you must know how much overtime the average clerk puts in.

Now, everything, from bed to dining-room table, was painted in dull colors pricked by gorgeous designs; the hangings at the windows screamed with color; electric stoves were coming in. The day of polished surfaces and shining brass was over antiques were no longer the rage. Her dissatisfaction finally drove her toward Hilmer's office.

And for no other reason." In short, he wished to earn his commission, and not to share it. He wanted to prove to people that an insurance broker was neither a barbered mendicant nor a genial incompetent. Had he known that a conviction of his ability lay at the bottom of Hilmer's sudden change in business tactics he would have been content.

But somehow Starratt weathered the storm and the day came when the Hilmer insurance fell due. Fred found Hilmer absent from his desk, but the cashier received him blandly. Yes, they were ready to pay, in fact the check was drawn and only awaited Hilmer's signature. To-morrow, at the latest, it would be forthcoming. Fred drew a long sigh of relief. He went back to his office whistling.

And, somehow, the realization vaguely disturbed him. Hilmer's stories of prosperity were not so moving. From a penniless emigrant in New York until he had achieved the distinction of being one of the leading shipbuilders of the Pacific coast, his narrative steadily dwindled in power, the stream of his life choked with stagnant scum of good fortune.