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The world has heard much of the jolly Jack Tars who spend in a few days' revel in waterside dives the whole proceeds of a year's cruise; but it has heard less of the shrewd schemes which are devised for fleecing poor Jack, and applied by every one with whom he comes in contact, from the prosperous owner who pays him off in orders that can only be conveniently cashed at some outfitter's, who charges usurious rates for the accommodation, down to the tawdry drab who collects advance money on account of half a dozen sailor husbands.

Jim, playing very conservatively, and just about holding his own, listened to the angry bursts and the boastings of the man next him, and drew his own conclusions as to his character. After a couple of hours of play the Malpais man cashed in and went back to the hotel where he was putting up.

But it was not to be a night of rest and sleep, for the lights were twinkling across the river in town; and cook, horse wrangler, and all, with the exception of the first guard, rode across the river after the herd had been bedded. Flood had quit us while we were watering the herd and gone in ahead to get a draft cashed, for he was as moneyless as the rest of us.

The dull rattle of poker-chips lasted longer, frequently far into the night, and even after the tardy light of morning had come to the rescue of the sputtering stumps in the candlesticks. On such a morning, early in November, daylight broadened upon a characteristic scene. Only one table was in use, and around it sat four men. One by one the other players had cashed out and left the game.

The truth is, it will be said, that in such cases as these the powers of the exceptional man, originally confined to himself, are, when his invention is once in practical operation, naturally shared by his fellows, who can only be restrained from using them by artificial devices such as patents these devices being at best, from a moral point of view, devices by which one man who has given a cheque to another man steals back half the money as soon as the cheque is cashed.

These checks were always payable to bearer; and I made through Woodruff, for I kept to the far background in all my combine's affairs, an arrangement with several large banks in different parts of the state, including one at the capital, that these checks were to be cashed without question, no matter who presented them, provided there was a certain flourish under the line where the amount was written in figures.

"The fact is I could not write what you would naturally wish to have written, and therefore I haven't written anything at all." West threw up his hands in mock horror. "Here's another one! Come on, fellers! Kick him! he's got no friends! You know," he laughed, "I remind myself of the man who stuck his head in at the teller's window, wanting to have a check cashed.

"Go to Bert's Place for a Square Meal," was his favoured line in the public prints. Of course between such an establishment and my own there could be little in common, and I was obliged to reject a placard which he offered me, reading, "No Checks Cashed. This Means You!" although he and Cousin Egbert warmly advised that I display it in a conspicuous place.

"And nobody at Cook's paid out any money on her letter of credit or cashed any express checks for her. Where did that money come from that was sent back to the hotel?" "But what is the point of all this?" "That's what I just particularly don't know.... But it needs looking into." Falconer favored him with a level scrutiny. "How long have you known Miss Beecher?" "I met her the night before last.

In the first two hands of cards the clerk lost his ten dollars, while the reporter made a profit. A short time convinced the reporter the two professionals were hard to beat. "While an extremely close game was carried on, the house was certainly sure never to lose, as it put up no money and as 'banker' reaped a steady percentage deducted from the chips of all winners who cashed in.