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The ideal qualities of money serve to establish price, to create money of account, to make credits possible, and ultimately to produce credit-mediums of exchange, or bills, which, in a given form, though mere declarations of right to the wealth they are said to represent, become, in the hands of a civilized people, a species of currency that, with all its defects, has proved itself to be the most effectual means both of commerce and of government.
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