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"I am stopping with my aunt, Miss Wardrop, at thirteen Washington Square, North. If you and I are to go into the harness business together, I hope you will come and bring your price lists and things, won't you?" "Thank you. I will surely come," the underwriter answered simply.
And the natural result of this was that new material in the company, or at least material capable of advancement and development, was painfully scarce. Bartels was not an underwriter at all, but an accountant, and it was inconceivable that he would ever be anything else.
Captain Barry, Rowland, and Myra, followed by a parting, heart-borne malediction from the agitated underwriter, left the office and reached the street. The carriage that had brought them was still waiting. "Settle inside," called the captain to the driver. "We'll take another, Rowland."
The general principle by which the validity of a policy is to be tested, is by the voyage, that it is a voyage prohibited by law, on some ground of public policy. The will, therefore, of the parties is of no account, as the prohibition is for public, and not private benefit. So that if the underwriter is told that the voyage is illicit he is not more bound than if he were not told so.
He had heard, of course in fact, he had made it his business to find out that Jo lived in St. Who could tell what his son's circumstances really were? He had capitalized the income he had inherited from his mother's father and joined Lloyd's as an underwriter; he painted pictures, too water-colours.
A little while ago our local agent wrote a policy on this man's stock, and because he had no rating showing his financial responsibility, the underwriter who passes on New York State business sent for a detailed report, which after some delay came to us yesterday." Again he paused, and there was silence in the little office until he resumed.
Doesn't he also determine the amount the company takes?" "The amount for which the policy is issued; but he is merely the agent. He exercises his best judgment, but the home office underwriter is the court of last resort. Generally speaking, the agent secures the business and offers it to the company for its acceptance.
Now and again she glanced mirror-ward at the reflection of her wonderfully coiffed hair, as an insurance underwriter might gaze thankfully at an overdue vessel that had ridden safely into harbour in the wake of a devastating hurricane. Then the doors opened and the welcome figure of the butler entered the room.
He told her more of what the maps showed how they indicated the location and size of the water mains in the streets, of the hydrants, the fire department houses, even the fire alarm boxes everything, in short, which the fire underwriter desired to contemplate when passing on a risk submitted for the company's approval.
With her perpendicular masts of one stick, no bowsprit, only an opening where it should be, to receive an anchor, made of part of a crooked tree; poop sticking up like a game fowl's tail, and immense red and white eyes painted on each bow: for the Chinese sailor says: "No have eyes, how can see? no can see, how can walkee?" make such a picture of a thing to float in, and wherewith to transport worldly effects, that the question naturally arises, What would be the probable per centage a Chinese underwriter would demand as premium to insure in such a bottom?
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