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The chance of gain is by every man more or less over-valued, and the chance of loss is by most men under-valued, and by scarce any man, who is in tolerable health and spirits, valued more than it is worth. That the chance of gain is naturally overvalued, we may learn from the universal success of lotteries.

He conveyed that suggestion of having put the lady in his pocket from the moment she whispered "Yes," and kept her there among his keys as a valued, yet not foolishly over-valued, possession, which is so virile a characteristic of the thoroughly successful man. Now he was taking her out to have a look at her, and incidentally as it were, unconsciously exhibit his trophy to the company.

"Peculiar times!" one merchant said. "If you and I should cause a crowd to gather while we prated about refusal to do homage to the gods of whom mind you, the emperor is one, and not the least " "But let us listen," said the other. The man's voice was resonant. He used no tricks of oratory such as Romans over-valued, and was not too careful in the choice of phrases.

I once received an advertisement of one "who had studied thirty years by candle-light for the good of his countrymen." He might have studied twice as long by daylight and never have been taken notice of. But elucubrations cannot be over-valued.

Hilly but not mountainous, grassy, fertile, and lying against the sea-shore, it was exactly suited for fairly close settlement. Under the provisions of the land-tax presently to be described, a landowner who thinks the assessors have over-valued his property may call upon the Government to buy it at his own lower valuation.

He took Spenser's poems out of the book-case, and I actually rose from my seat to read the passage; for what trouble will not even the laziest of mortals take to preserve the esteem of one by whom he sees that he is over-valued. I read the following ten lines without yawning!

He knew his own worth, and while he over-valued not one iota of that worth, so did he not affect to disclaim a consciousness of the fact that within his swarthy chest and active brain there beat a heart and lived a judgment, as prompt to conceive and execute as those of the proudest he that ever swayed the destinies of a warlike people.

Can it be that, after all, he despises and is no true lover of his own art, and is but chilled by an enthusiasm for it in another, such as that of Jean-Baptiste? as if Jean-Baptiste over-valued it, or as if some ignobleness or blunder, some sign that he has really missed his aim, started into sight from his work at the sound of praise as if such praise could hardly be altogether sincere.

He had not, therefore, over-valued his general acuteness in the note and memory of localities, when he boasted of his power to refind his way to his hostelrie without the guidance of Alwyn. But it so happened that the events of this day, so memorable to him, withdrew his attention from external objects, to concentrate it within.

Perhaps slightly over-valued for a time, he has for many years been distinctly neglected, if not depreciated and despised; and the voluminousness of his work, coupled with the fact that it is difficult to select from it owing to the pervading inequality of its merits, may be thought likely to keep him in the general judgment at a lower plane than he deserves.